It is no longer news that financial noose has been tightened around the neck of Nigeria and indeed the global economy.
In a time of change, there is the need for attitudinal twist to avert being swept away by sudden economic tide.
1. If you are an applicant take the next offered job even if it is below your dream job.
2. Buy only items that are considered as necessities. Postpone all luxurious articles till later.
3. Forget about living a life to satisfy others' expectation at the expense of your purse, income or convenience.
4. Avert taking unnecessary risk in your place of work or business that has the possibility of making you loose your job or major client.
5. Be committed to your profession, job or business more than ever before.
6. Re-evaluate your recurrent expenditure pattern like children school fees and effect necessary changes if found beyond your income line.
7. If you are blessed with many cars try and use those with less fuel consumption capacity. You may have to combine outings instead of members of the family taking different cars out for combinable outings.
8. Except you can afford it, resist all aso ebi or colour of clothes made mandatory by a person inviting you to a ceremony. Nobody will prevent you from entering the venue even with different colours.
9. Avert social functions that will tell terribly on your finances in terms of distance and the content of the programme. You may just send 'envelope' to the organiser instead.
10. Let those asking you for money or living off you know that things are no longer the same, stop pretending at your expense. Stop suffering in silence. When the chips are down you will be alone.
11. Notwithstanding any promise to the contrary, avoid lending money to anyone; an amount you don't receive on time will hurt your financial stability. Many friendly loans will be irrecoverable now as many expectations will be dashed.
12. If you are a tenant living in a rented palatial apartment with many rooms left unused, get a smaller accommodation.
13. Where the house is yours and you and your spouse live in a big apartment with less than half of the house being utilised, consider modifying the house into smaller units with the possibility of earning rental income.
14. Plan only on funds at hand, avoid permutations based on promise made by others. In a time like this, the promisor may fail.
15. Where it is possible, talk things over on phone with people rather than putting your car on the road for physical meeting. In addition avoid endless fruitless banter on phone. Be conscious of the call card cost and data usage.
16. If you have a large retinue of hangers-on around you, reduce the frequencies of visits or meals.
17. Put offall lights that are not required to minimise the energy bills.
18. Do more physical exercise to minimise constant requirement of drugs. Learn to trek short distances, it helps to improve your health and relieve you of avoidable expenses.
19. If the regular food in your house is becoming more expensive look for alternative. For instance yam is a substitute for bread in the morning.
20. If you will bear heavy responsibility in an event, insist on moderate programme in line with the amount you could afford, you could save some funds.
We shall surely overcome this period by God's grace.
#editedbydromololaomoteso
In a time of change, there is the need for attitudinal twist to avert being swept away by sudden economic tide.
1. If you are an applicant take the next offered job even if it is below your dream job.
2. Buy only items that are considered as necessities. Postpone all luxurious articles till later.
3. Forget about living a life to satisfy others' expectation at the expense of your purse, income or convenience.
4. Avert taking unnecessary risk in your place of work or business that has the possibility of making you loose your job or major client.
5. Be committed to your profession, job or business more than ever before.
6. Re-evaluate your recurrent expenditure pattern like children school fees and effect necessary changes if found beyond your income line.
7. If you are blessed with many cars try and use those with less fuel consumption capacity. You may have to combine outings instead of members of the family taking different cars out for combinable outings.
8. Except you can afford it, resist all aso ebi or colour of clothes made mandatory by a person inviting you to a ceremony. Nobody will prevent you from entering the venue even with different colours.
9. Avert social functions that will tell terribly on your finances in terms of distance and the content of the programme. You may just send 'envelope' to the organiser instead.
10. Let those asking you for money or living off you know that things are no longer the same, stop pretending at your expense. Stop suffering in silence. When the chips are down you will be alone.
11. Notwithstanding any promise to the contrary, avoid lending money to anyone; an amount you don't receive on time will hurt your financial stability. Many friendly loans will be irrecoverable now as many expectations will be dashed.
12. If you are a tenant living in a rented palatial apartment with many rooms left unused, get a smaller accommodation.
13. Where the house is yours and you and your spouse live in a big apartment with less than half of the house being utilised, consider modifying the house into smaller units with the possibility of earning rental income.
14. Plan only on funds at hand, avoid permutations based on promise made by others. In a time like this, the promisor may fail.
15. Where it is possible, talk things over on phone with people rather than putting your car on the road for physical meeting. In addition avoid endless fruitless banter on phone. Be conscious of the call card cost and data usage.
16. If you have a large retinue of hangers-on around you, reduce the frequencies of visits or meals.
17. Put offall lights that are not required to minimise the energy bills.
18. Do more physical exercise to minimise constant requirement of drugs. Learn to trek short distances, it helps to improve your health and relieve you of avoidable expenses.
19. If the regular food in your house is becoming more expensive look for alternative. For instance yam is a substitute for bread in the morning.
20. If you will bear heavy responsibility in an event, insist on moderate programme in line with the amount you could afford, you could save some funds.
We shall surely overcome this period by God's grace.
#editedbydromololaomoteso
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